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What Makes This Product Different:
Fairness: Specific medical history of each client is INDIVIDUALLY reviewed
Higher Income: By recognizing each INDIVIDUAL's unique life expectancy profile, those clients with qualifying medical conditions may receive higher payouts than with other SPIA's
Simplicity: NO medical exams, NO waiting for APS's to be delivered and reviewed.
Compared to Other Kinds of SPIA's, here is how ours stacks up:
| Standard Annuity (SPIA) | Impaired Annuity (SPIA) | Enhanced Annuity (SPIA) |
| Lifetime income stream | Lifetime income stream | Lifetime income stream |
| Higher income | Higher income | |
| Guaranteed quote | Indicative quote | Guaranteed quote |
| POS purchase opportunity | POS purchase opportunity | |
| No underwriting | Requires underwriting | Non-medical underwriting |
| No medical records | Requires medical records | No medical records |
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Individually underwritten | Individually underwritten (8 medical questions) |
| Easy and quick sales process | Time consuming sales process | Easy and quick sales process |
Now Consider This Case Study with your most competitive SPIA Rates:
Male Age 68
6'1" 217lbs
Diabetic since 1994
Treated with oral medications & diet
Does not test glucose regularly
Hospitalized in June 2007
High Blood Pressure & Cholesterol controlled with oral medications
$100,000 Single Premium = $766.67 per month on a Life Only Basis
The answer to 8 medical questions will get your client a guaranteed quote!
For More Call Today!!!
Jay Adams (Annuity Specialist)
(P)800.352.7133 x27
(E)jay@fsa4life.com
(F)888.246.9694
Charlie Crews (Annuity Specialist)
(P)800.352.7133 x15
(E)charlie@fsa4life.com
(F)888.246.9698
